Whether you are just beginning the process, or have already received an initial payment offer from your insurance company, we can help.

Beginning with initial claim documentation, and continuing through final negotiations with your insurance company, we serve as your knowledgeable, trusted partner, simplifying the process and ensuring the accuracy of your claim.

Areas of Expertise
Our abilities include representing policyholders dealing with losses stemming from the following events:

  • Hurricanes
  • Tornados
  • Floods
  • Wildfires
  • Explosions
  • Hail
  • Lightning
  • Mold
  • Plumbing or Roof Leaks
  • Theft/Vandalism
  • Fire/Smoke

Services for New Claims

For policyholders in the initial stages of recovering from a disaster, we provide the following services:

  • Policy Evaluation – Review your policy to establish coverage levels and uncover any “hidden” policy benefits that might be applicable to the claim.
  • Damage Estimation – Work with you and our network of construction/appraisal professionals to establish an accurate value for the replacement of your lost or damaged property. For businesses, this includes working with forensic accountants to quantify lost revenue related to operational interruptions.
  • Claim Documentation – Navigate the complex maze of forms and paperwork required to document the covered losses and the specific circumstances of the loss. All in a manner that will minimize disputes and delays during claim processing.
  • Claim Submittal – Deliver all claim documentation to the appropriate organizations in the time frame required by the policy.
  • Claim Monitoring – Serve as a conduit for all discussions between you and the insurance company, minimizing demands on your time, providing you with regular updates, and ensuring that all communications are understood by all parties.
  • Claim Negotiation – Review any claims offers presented by the insurer, and present these – along with our recommendations – to you for final approval.

Services for Previous Claims

If you have already received a settlement offer from your insurance company, or if your claim has been denied, we can still help. By looking at your coverage levels and damage estimates, we can help you evaluate the attractiveness of the offer, and then step in to help renegotiate that offer if appropriate.

If your claim has been previously denied, whether because of improper documentation or a dispute about coverage, we can work with you to prepare and submit the claim for reconsideration. When required, we can even refer you to an attorney that specializes in resolving disputed insurance claims.